Saint Augustine, Florida Real Estate Information

Anita Kay Millar, Licensed Florida Real Estate Broker

Uniquely Qualified & Purpose Driven

      Marina & Boating Retreats                                           Navigable Waterfront Properties

      Golf Course Communities                                             Island Escapes                                             

      St Augustine Estates                                                   Short Sales

   Foreclosures                                                              First time home buyers

  Relocation                                                                 Military transfers

Confused about how to buy and/or sell short sales & foreclosures? We can answer all your questions and get the job done. We guide you through the process and help you find the best property at the best price.

Reaching this alluring 'MARKET BOTTOM' will likely not be good for buyer's. Why?
Well, the 'BOTTOM' will be the lowest price's, but 'ON THE WAY DOWN' the Best and Choice deals were sold, i.e. those sales were the 'bottom' for each individual buyer and seller. That only leaves the properties that failed to sell! So, wait for the 'bottom' if you must, but the best buy's are made by negotiating for and making that bottom happen RIGHT NOW, and for the property YOU WANT, not the LEFTOVER'S from prime deals already negotiated. Real estate tycoon Donald Trump exclained this same strategy 14 months ealrier in Nov. '07 and approx. 20 months into the downward, saying...

"...This is the time...to negotiate for unbelievable deals." (Video) Donald Trump on Real Estate-King Show

Anita provides exemplary service to sellers requiring specialized marketing of their luxury homes and customers searching for the finest in resort style living. As the Palencia Resale Specialist, she has sold more resale homes in Palencia than all other agents combined. Why settle for less than the best?

Anita and her husband Gordy, a licensed captain, enjoy cruising the North Florida waterways and tributaries in search of “St Johns Jewels”. Her motto is: We don’t just take you for a ride…We deliver results.

Just In! Government Reverses on $8k Tax Credit for Home Purchases

Federal Housing Administration  OK's loans for first-time home buyers.

The stimulus bill passed in February provides first-time home buyers a tax credit equal to 10 percent of the home's purchase price or  up to $8,000, whichever is less, when they file their taxes. Now, with the new plan buyers using FHA-insured loans will be allowed to treat the tax credit as additional down payment funds, or use it to pay for the closing expenses. Buyers would still have to come up with the 3.5% cash down payment, but this tax credit can be used for extra down payment which may provide the buyer with a better interest rate.  States and other organizations will also expand plans to help consumers who seek non FHA loans.

"Families will now be able to apply their anticipated tax credit toward their home purchase right away," said Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, which oversees FHA.

This is not only good for first-time buyers but possibly all  homeowners. As first timers move into the market it takes pressure off the resale inventory. To the extent that existing homeowners who want to move up probably have to sell their existing home, this new policy can have a dramatic impact. Recently up to 40% of all home sales have involved first time buyers. This figure should increase next month.

For more information on the new policy visit 

http://www.hud.gov/news/release.cfm?content=pr09-072.cfm