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Royal Highlander Real Estate Consultants, LLC

The best source for Saint Augustine, Florida Real Estate Information

 Anita Kay Millar, Owner

Licensed Florida Real Estate Broker

Licensed Florida Community Association Manager

(904) 823-8909

Anita@RoyalHighlanderRealEstate.com

 Uniquely Qualified & Purpose Driven
* Marina & Boating Retreats    * Island Escapes
* Golf Course Communities* Navigable Waterfront
* St Augustine Estates* Short Sales
* Foreclosures* First Time home buyers
* Relocations* Military Transfers

  As a certified luxury home marketing specialist, Anita & her team provide exemplary service to sellers requiring specialized marketing of their luxury homes and customers searching for the finest in resort-style living.

Whether your heart yearns for a pristine golf course community, boating in your own backyard or riding horses on miles of wooded trails, we can help make your dream come true.

We specialize in providing excellent service to our customers who have real estate needs in St Johns, Duval, Clay, Nassau & Flagler counties.

Confused about how to buy and/or sell short sales & foreclosures? We can answer all your questions and get the job done. We guide you through the process and help you find the best property at the best price.

 Why work with Anita? As THE Palencia Resale Specialist, she has sold more resale homes in Palencia than all other agents combined. Why settle for less than the best? Anita and her husband Gordy, a licensed captain, enjoy cruising the North Florida waterways and tributaries in search of “St Johns Jewels”. The company's number one corporate value is: responsiveness. Ask us how we make sure that you know who is looking to buy or sell and how it will help you.

 "We don't just take your for a ride...we deliver results!" Anita Millar, Broker/Owner 

             

Just In! Government Reverses on $8k Tax Credit for Home Purchases

 

Federal Housing Administration  OK's loans for first-time home buyers.


The stimulus bill passed in February provides first-time home buyers a tax credit equal to 10 percent of the home's purchase price or  up to $8,000, whichever is less, when they file their taxes. Now, with the new plan buyers using FHA-insured loans will be allowed to treat the tax credit as additional down payment funds, or use it to pay for the closing expenses. Buyers would still have to come up with the 3.5% cash down payment, but this tax credit can be used for extra down payment which may provide the buyer with a better interest rate.  States and other organizations will also expand plans to help consumers who seek non FHA loans.

"Families will now be able to apply their anticipated tax credit toward their home purchase right away," said Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, which oversees FHA.

This is not only good for first-time buyers but possibly all  homeowners. As first timers move into the market it takes pressure off the resale inventory. To the extent that existing homeowners who want to move up probably have to sell their existing home, this new policy can have a dramatic impact. Recently up to 40% of all home sales have involved first time buyers. This figure should increase next month.

For more information on the new policy visit 

http://www.hud.gov/news/release.cfm?content=pr09-072.cfm

 

 



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