"To leave satisfied you must arrive prepared." |
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Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.
I hope you enjoy the free reports I’ve provided, and I hope you learn a little more about what it takes to make your important purchase a great one.
The real estate market in St. Johns is certainly volatile, and all of the information about buying a home can be overwhelming. I can help.
When you're ready to act, contact me.
I fight on behalf of my buyers.
I negotiate the absolute best price.
I protect you.
I simplify your transaction for you as much as possible.
I look forward to working with you.
Thanks for stopping by,
Anita
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CDD Fees? What are they and why do I want them?
CDD fees are Community Development District fees imposed by developers to cover the cost of improvements (amenities) that would not be possible without raising home price unrealistically. Instead of building the cost of these features into the home price, they finance these amenities separately. Basically, they borrow money from the county and the residents pay it back over an extended period of time - usually 30 years.
A little history.....In the old days, towns used to provide parks, trails, picnic areas, basketball courts, tennis courts, etc for the good of the community. These improvements were paid for by the taxes or special fund raising campaigns. Now, instead of raising taxes across the county to pay for parks, trails, courts, etc in certain locations - some counties allow developers to impose a CDD fee which is paid by the residents who use the improvements. CDD's allow the tax base to stay lower and residents don't have to pay for improvements they don't want.
The best part about CDD fees is that they are tax deductible - just like the rest of your property taxes. Unlike Homeowners Association Fees (HOA) they are paid to the tax collector's office and will make a difference on your income taxes. If you like extensive landscaping, fountains, parks, trails, tennis courts, swimming pools, fitness centers, etc. choose a heavily amenitied community. The asethetic value of a home in one of these beautiful communities will allow you to maintain better property values and will ensure that homeowners do not decrease your property value by neglecting their properties.
Termites? They are not the only thing you need to worry about when purchasing a home. Check out the Pest Detectives website for important information regarding safeguarding your purchase decision. http://www.thepestdetective.com/help.php. Know what kind of inspector to hire before you enter into an agreement with a WDO inspector. Not all licenses are equal. Questions? Ask Anita for clarification.
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Be sure not to pay too much for your home!
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Avoid the Most Common Buying Errors
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Things To Keep In Mind When Buying Your First Home
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